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All Articles Archives - Page 2 of 5 - Luckys Auto Credit: Long Beach Used Cars

Understanding Your Credit Report

Ever wondered why you were denied that car loan you applied for last month or the house loan that was not approved? The reason could be a ‘bad credit score’. It is not difficult to lose your credit points and a small delay in bill payment or untimely settlement of debts can have grave effects on your overall credit score. Even if you had a good credit score a few months ago, the figures will plummet before you know it. It is, therefore, highly crucial to understand the key aspects of your credit report.

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Co-Signing a Loan – Should you do it if someone asks?

Co-signing a loan may be a requirement by the lender when giving loan. This is the act agreeing to pay the debt if the borrower fails. Individuals with good credit score are often asked by their friend or a family member to co-sign. Although, you are willing to help; you must also be aware of its multifarious aspects. This article will focus on both the faces of co- signing the loan and help you make an informed decision.

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What is a credit bureau? Experian, TransUnion, Equifax

When you opt to buy something on credit or take a loan, the lenders don’t just decide to give you the facility right away. They try to collect information on your credit behavior, both past and present, track record, and various other data to ensure that you have the potential to fulfill the liabilities you obligate yourself with. This is where the Credit Bureau comes into the picture.

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Credit Repair Services – How Do They Work?

Do you look at your credit report and think about nothing but credit repair services? Have you had one or more financial misfortunes over the past several years and now have a less than ideal credit score? If yes, then it’s high time to get your credit repair process started. Credit scores have been one of the biggest victims of the financial crisis and the recession. Anyone with poor credit scores will definitely know what a low credit score can cost you.

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How to Improve Your Credit Rating – 5 Easy Steps

Credit scores are like report cards for grown-ups. This is a three-digit grade which signifies a person’s creditworthiness towards banks, insurance companies, landlords, lenders and even to some car loaners. These are mostly used by loan companies to help them determine whether or not you are a good risk and if you are likely to repay any loan taken out. Whether you are buying a car, renting an apartment or taking a loan, you need to make sure that your credit score is at its best. One has to build a great credit history to pass for a good credit. Unfortunately, there is no magic trick that can pump up your score by a certain number of points. Building a good credit takes time and good habits. However, there are few things that can do raise the score of your credit. These are:

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Who Buys Used Cars From Lucky’s Auto Credit?

If you have bad credit in any form, Lucky’s Auto Credit is the best used car dealership for you! We understand that not everyone has an unblemished credit history, and that’s okay. Due to no fault of their own, many people experience credit problems because of divorce, bankruptcy, and unforeseen medical bills. Don’t let a bad situation control what you can and can’t do, apply now for used car at Lucky’s Auto Credit!

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Financing Bad Credit – What does Lucky’s Auto Credit Do?

We Can Help

We’ve helped thousands of people in California & Utah get the SUV, car, minivan or truck they want.  We can help you get a car today! Apply now to set up an appointment with one of our qualified sales representatives.  Our #1 goal is to set you up with a plan and car you can afford.  We consider your income and budget to ensure you’re successful in the purchase and payoff of your car.

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Low Down Payments

If you’re looking for a used car dealer in Utah that offers low down payments, you’ve found one of the best.  We specialize in low down payments and the average hovers around $77-$300 down.  A large amount of our customers get approved for $77 down.

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How to Take Care of a Car – Top 5 Things

Owning a car could be a symbol of your style and status. But a routine maintenance procedure is quite essential for maximizing the reliability, safety and protecting your investment as well. Your car won’t magically take care of itself. For it, you should start reading the recommendations and maintenance tips by the automakers in the magazines or Internet. Next, you would be need of a good repair shop where you get essential tips from the certified technicians.

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Why do I need to Change my Oil?

We often get asked, “why do I need to change my oil?”  The changing of a car’s oil is probably one of the most essential things a car owner need to do to ensure a high quality engine and extend life of the car, so as to get saved from the hindrance of repair and breakdowns. As part of daily maintenance, oil changes are vital to keep your vehicle running smoothly and efficiently. It is a simple process that can put a huge impact in your engine’s performance.

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3431 Cherry Ave. Long Beach, CA 90807

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3431 Cherry Ave.
Long Beach, CA 90807
Email Us (562) 247-9972