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Buy Here Pay Here Archives - Luckys Auto Credit: Long Beach Used Cars

Buy Here Pay Here – How does it work?

How Does It Work?

The approval process is simple at Lucky’s Auto Credit. Applying online is fast and easy, and the dealership is conveniently located in Long Beach. We look at varying individual factors, not just your credit, to determine your approval. Normally, it only takes a few paycheck stubs and a driver’s license to get approved! Thousands of people with less-than-ideal credit have purchased vehicles at Lucky’s Auto Credit.

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How to Improve Your Credit Rating – 5 Easy Steps

Credit scores are like report cards for grown-ups. This is a three-digit grade which signifies a person’s creditworthiness towards banks, insurance companies, landlords, lenders and even to some car loaners. These are mostly used by loan companies to help them determine whether or not you are a good risk and if you are likely to repay any loan taken out. Whether you are buying a car, renting an apartment or taking a loan, you need to make sure that your credit score is at its best. One has to build a great credit history to pass for a good credit. Unfortunately, there is no magic trick that can pump up your score by a certain number of points. Building a good credit takes time and good habits. However, there are few things that can do raise the score of your credit. These are:

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Who Buys Used Cars From Lucky’s Auto Credit?

If you have bad credit in any form, Lucky’s Auto Credit is the best used car dealership for you! We understand that not everyone has an unblemished credit history, and that’s okay. Due to no fault of their own, many people experience credit problems because of divorce, bankruptcy, and unforeseen medical bills. Don’t let a bad situation control what you can and can’t do, apply now for used car at Lucky’s Auto Credit!

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Financing Bad Credit – What does Lucky’s Auto Credit Do?

We Can Help

We’ve helped thousands of people in California & Utah get the SUV, car, minivan or truck they want.  We can help you get a car today! Apply now to set up an appointment with one of our qualified sales representatives.  Our #1 goal is to set you up with a plan and car you can afford.  We consider your income and budget to ensure you’re successful in the purchase and payoff of your car.

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Low Down Payments

If you’re looking for a used car dealer in Utah that offers low down payments, you’ve found one of the best.  We specialize in low down payments and the average hovers around $77-$300 down.  A large amount of our customers get approved for $77 down.

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How to Buy a Car

Now that you are moving out of your comfort zone and actually willing to buy a car on your own, you will be needing a lot of help. Today, people make decisions hastily, unknown and unprepared about the many nuisances of making a deal. Eventually, most end-up buying a car they didn’t want and possibly at a higher price than they should have.

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Used Cars and Trucks in Long Beach – What types do you sell?

We have the used cars and trucks in Long Beach that you’re looking for.  Need a Sedan? SUV? Minivan? Truck? We have many used cars and trucks in California, serving Los Angeles and Orange County from our Long Beach location.  We carry automobiles of all types, years, and mileages and will help you get exactly what you need.  Every vehicle passes safety and emissions and is serviced and cleaned at either our own in-house service center or trusted automotive partner, so you can be sure of clean, safe, reliable transportation.

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How to purchase a vehicle – What are the requirements?

Do I have to have Good Credit?

We don’t require good credit, or any credit at all. In fact, we don’t care about your credit history at all. Your approval is based on a stability assessment that your salesperson goes over with you. Most people are amazed an how much they qualify for, and how little money they need to put down.

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Short Term Car Loans

There are times, when a customer does not qualify for credit from the banks, and they keep wondering, whom to approach for the money. Well, they might still be eligible for the short term loans, which are available for less than one year. These can be used for financing their temporary requirements or to build their good car credit.

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What is a Buy Here Pay Here Car Dealership?

Purchasing a vehicle is not always easy. One of the hardest things to do when you have bad or no credit is purchase a vehicle. You may try and you may have the funds, but a lender is not going to trust you because of your credit history, or lack thereof. When you desperately need a vehicle, this can leave you stranded and without any assistance. Visiting a buy here pay here car dealership, though, can help. This will give you the chance to purchase a used car without worrying about a third party lender having any say in whether you can purchase it.

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3431 Cherry Ave. Long Beach, CA 90807

offer77₵ Down gets you a car!*offer


3431 Cherry Ave.
Long Beach, CA 90807
Email Us (562) 247-9972