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How it works

Get Quick Approval on Used Car Loans – How does it work?
Lucky’s is a leader in Buy Here Pay Here lending in Long Beach, and is one of the fastest growing dealerships selling used cars and trucks in California! The reason is simple: We take great care of our customers, we help you with funding when everyone else turns you down, and our short term loans give you the opportunity to OWN the car you buy!
How long does it take?
The quickest way to know exactly how we can help is to visit our Long Beach location and spend 5-10 minutes and complete an app. We don’t care about your credit, and approval is easy! We have a zero-pressure sales process because our #1 goal is to help you succeed!
How do I get Approved?
The process is simple, just come to one of our long beach car dealerships or Apply Online to get started on getting a customized approval. This goes without saying, but it is very important and required that you can afford a payment within your situation and budget. We take the payment you can afford then determine what down payment is required to keep the payment where you can afford it. You have the option to upgrade your car if you can afford the payments and down payment. We are very motivated to help our customers succeed and would never put them in a bad situation with a payment they can’t afford.
Schedule an appointment today to come into the nearest location to get you started on the road to your new car purchase!
What should I bring in to get a quick approval on used car loans?
There are several important and easy things:  California or Mexican driver’s license, proof of address (utility bill), and some sort of pay stub/bank statement/ showing your income.  Most employers have these online and you can easily access them to print them and bring them in.  You can also get these later, but they are required so bringing them in up front will save you time.

Bad Credit

You can buy a used car regardless of your credit!

Bankrupcty Ok!

If you’re buying a used car and have a bankruptcy, no problem!

Bad Credit

Even if you don’t have a credit history, we can still help!

3431 Cherry Ave. Long Beach, CA 90807

offer77₵ Down gets you a car!*offer


3431 Cherry Ave.
Long Beach, CA 90807
Email Us (562) 247-9972